Remember when enrolling in a debt consolidation program, your are essentially lowering your interest rates and not debt amount. This is considered a third party intervention by the credit reporting agencies, and will have an impact on your credit. Research other debt programs, for example debt settlement, but be careful of the one you choose. The more successful programs are ones that are attorney reviewed and supervised. If you would lke more information visit
www.certifiedfinancialsolutions.com or contact me at
ssmith@certifiedfinancialsolutions.com, where we review your particular situation and make decisions that are based on your best interest.